02AI Accounting
PUBLISHED · August 29, 2026 · 11 min read
AI Accounting for Real Estate: What an AI Accountant Can Actually Do
A practical look at the difference between automation, AI-assisted bookkeeping, and an AI accountant for real estate.
Read the note ↗AI with a review boundaryBank activity
Evidence + pattern
Sofia suggests
Evidence informs a suggestion; a person confirms ambiguous accounting decisions 03Rental Property Accounting
PUBLISHED · August 31, 2026 · 13 min read
Rental Property Bookkeeping: A Step-by-Step Guide for Property Owners
From connecting accounts and categorizing transactions through reconciliation and reporting, a repeatable monthly bookkeeping workflow for rental owners.
Read the note ↗The monthly bookkeeping cycleImport
Categorize + property
Review exceptions
Import activity, classify it, review exceptions, reconcile, then report 04Mortgages & Loans
PUBLISHED · September 2, 2026 · 12 min read
How to Account for a Mortgage on a Rental Property
Principal, interest, escrow, loan balances, and why the full payment is not usually one expense.
Read the note ↗Monthly payment$2,450$1,420Principal$680Interest$350Escrow
05Expenses & CapEx
PUBLISHED · September 4, 2026 · 10 min read
Rental Property CapEx vs. Repairs: How to Account for Each
A clear framework for repairs, improvements, HVAC, roofs, appliances, furniture, and depreciation.
Read the note ↗IN THE MARGINRestores existing condition?
Yes → Repair / No → Ask about a new asset or improvement 06Banking & Reconciliation
PUBLISHED · September 6, 2026 · 9 min read
How to Reconcile a Rental Property Bank Account
A practical explanation of bank versus ledger balances, outstanding items, duplicates, transfers, and review.
Read the note ↗External statementStatement ending balance
Sofia ledgerLedger ending balance
Difference? Explain timing, missing, or duplicate items before calling it reconciled.07Banking & Reconciliation
COMING SOON · September 8, 2026 · 9 min read
How to Account for Transfers Between Rental Property Bank Accounts
Transfers, credit card payments, owner contributions, owner draws, and why cash movement is not automatically income or expense.
paired cash movementsame cash
different meaning.Checking · Savings
08AI Accounting
COMING SOON · September 10, 2026 · 10 min read
QuickBooks vs. AI Accounting Software for Rental Property Owners
A fair comparison between general accounting software and systems designed around real estate workflows.
General ledger meets real-estate contextQuickBooksSofia AI
Both workflows need imports, review, and reconciliation; context changes what is suggested 